Personal Banking
Disclosures/Terms of Use
Terms of Use
Please read these Terms of Use carefully as they represent an Agreement between the visitors to this Web site and NJM Bank. By accessing this Web site you agree to be bound by the Terms of Use. NJM Bank reserves the right to modify the Terms of Use at any time without notice, but the most current version of the Terms of Use will be available through its link on the Web site. By continuing to access the Web site after the date of any modification to the Terms of Use, you agree to be bound by the rules contained in the most recent version of this Agreement.
Products and Services
The information, materials, products and services on this Web site are subject to change. Products and services may be available only in certain geographic areas (i.e. State of New Jersey). Your eligibility for particular products or services is subject to determination by and the approval of NJM Bank. No solicitation is made by NJM Bank to any person to use any information, materials, products or services in any jurisdiction where the provision of such information, materials, products and services is prohibited by law.
No Warranty
Neither NJM Bank, nor its third party content providers, warrants the accuracy, adequacy, completeness or timeliness of the information, materials, products and services on this Web site or the error-free use of this Web site. All information, materials, products and services are "as is" and "as available" with no warranty of any kind, express or implied, including but not limited to the warranties of title, merchantability, fitness for a particular purpose and freedom from computer virus is given in conjunction with the information, materials, products and services.
Limitation of Liability
In no event shall NJM Bank or its third party providers be liable for any damages, losses or liabilities including without limitation, direct or indirect, special incidental, consequential damages losses or liabilities, in connection with your use of this Web site or your reliance on or use or inability to use the information, materials, products and services on this site, or in connection with any failure of performance, error, omission, interruption, defect, delay in operation or transmission, computer virus or line or system failure, even if NJM Bank or its third party providers are advised of the possibility of such damages, losses or expenses.
Unlawful Internet Gambling Enforcement Act (UIGEA) of 2006
The UIGEA, signed into law in 2006, prohibits any person engaged in the business of betting or wagering (as defined in the Act) from knowingly accepting payments in connection with the participation of another person in unlawful internet gambling. The Dept of Treasury and the Federal Reserve Board have issued a joint final rule, Regulation GG, to implement this Act.
As defined in Regulation GG, unlawful Internet gambling means to “place, receive or otherwise knowingly transmit a bet or wager by any means which involves the use, at least in part, of the internet where such bet or wager is unlawful under any applicable Federal or State law in the State or Tribal lands in which the bet or wager is initiated, received or otherwise made”.
As a customer of NJM Bank, these restricted transactions are prohibited from being processed through your account or banking relationship with us. If you do engage in an Internet gambling business and open a new account with us, we will ask that you provide evidence of your legal capacity to do so.
