Personal Banking

Patriot Act

Public Notice

Protecting Your Accounts
and Your Privacy

As a responsible financial institution, NJM Bank must verify the identity of every person who seeks to open an account or become a signatory on an account. Everyone is subject to the identity verification requirements, even long-term customers and persons well known to the institution, NJM Bank and its affiliates.

An "account" includes every formal banking relationship that entails ongoing services, dealings or transactions. Some examples are a deposit account or a loan.

If you apply to open an account or become a signatory on an account, and NJM Bank has not previously verified your identity under the USA Patriot Act, then NJM Bank may request documentary verification of your identity, such as a driver's license or passport, and/or it will verify your identity through other non-documentary methods. Similar identification requirements apply to business entities such as corporations and partnerships.

NJM Bank may retain a copy of any document it relied on to verify your identity.