Personal Banking
Advantage 55 Checking
Interest-bearing account designed exclusively for customers age 55 and older
- No monthly maintenance fee
- Competitive rate of interest paid on all balances when account balance remains above $100
- No per-check fees
- No transaction limits
- Free standard wallet checks, including reorders
- Free money orders and cashiers checks
- 50% discount on single-signature American Express Travelers Cheques®
- Free stop payments
- Additional discounts on certain loan products
- Minimum opening deposit of only $100
NJM Bank checking accounts also feature free MasterCard® ATM/Check Card, no ATM fees, no transaction fees, low deposit requirements, and free Telephone Banking.
Enhance your benefits with Direct Deposit
When you enroll in Direct Deposit* of at least $100 per month of your pay, pension or Social Security into your new account you will receive:
- Rebates of up to $8 per monthly statement cycle for ATM surcharge fees imposed by other banks
- A one-time credit of $25 after your first direct deposit is received
- Free Online Banking
In addition, free electronic Bill Pay service is available for the first six months after you enroll. A $5 monthly charge applies afterwards. Overdraft Protection Credit Line is available to qualified individuals.
*Direct Deposit to the Advantage 55 Checking account of at least $100 per month is required.
