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Personal Banking

Automobile Loans


Get into the driver's seat with an NJM Bank Consumer Auto Loan!

Look to NJM Bank to finance your next purchase or lease-buyout, or to reduce your current rate by refinancing.

NJM Bank Automobile Loans feature:

  • No application fees.
  • Borrow up to 90% of MSRP on new vehicles or Average Retail Value on used vehicles, in amounts ranging from $2,500 up to $50,000 (loan amount depends on model year).
  • Various loan terms from 12 to 60 months are available for new and used vehicles for current and prior model years.
  • A 0.25% annual interest rate reduction for electronic debit directly from an NJM Bank checking account. NJM Bank also provides an additional 0.25% interest rate reduction if you arrange for Direct Deposit of at least $100 per month of your pay, Social Security, or pension into the NJM Bank checking account from which your loan payment is direct debited.
  • View current Auto Rates . Or, if you're ready, Apply Online Now.

Call one of our loan representatives at 1-877-NJM-BANK (1-877-656-2265), Extension 3737 for additional details.