Personal Banking

Privacy Policy

NJM Bank FSB recognizes that a fundamental component of the bank/customer relationship is a customer's trust that the bank will respect the privacy and confidentiality of the customer's financial information and all aspects of the customer's banking relationship. NJM Bank is committed to keeping your information secure and confidential. NJM Bank will use this information only when appropriate to service your banking and financial needs. NJM Bank has established the following policy to achieve this purpose. This policy applies to all aspects of your relationship with NJM Bank regardless of whether information is received by mail, telephone, over the Internet or in person. If you have additional questions regarding the privacy of your personal information, contact us at 1-877-NJM-BANK (1-877-656-2265), online at www.NJMBank.com or at 301 Sullivan Way, West Trenton, N.J. 08628.

1. NJM Bank restricts access to non-public personal information about you to only those bank employees who need to know that information to provide products or services to you. We maintain physical, electronic, and procedural safeguards that comply with federal standards to guard your non-public information. NJM Bank trains all employees in the proper handling of account information
2. Information will be collected and utilized only to the extent necessary to deliver outstanding service to you by offering products, services and other opportunities that may be of interest to you. Except as permitted by law, NJM Bank will not disclose any non-public personal information about our customers to anyone
3. NJM Bank collects personal information that you supply to us, information about your transactions with us, and information received from consumer reporting agencies.
   • NJM Bank will not sell customer lists or financial information about our customers to any third party vendors
   • NJM Bank may disclose customer information to companies that perform services on our behalf or to financial service providers with whom we have joint marketing agreements, for the sole purposes of designing and marketing NJM Bank products or NJM Bank-sponsored products
   • In order to conduct credit reporting and risk management, NJM Bank is required to exchange information about our customers' transactions with authorized credit clearinghouse services
4. The information that NJM Bank collects from consumer reporting agencies and information about a customer's or a consumer's transactions with non-affiliated third parties will not be disclosed to any third party vendors for any reason, including the marketing of NJM Bank products and services
5. NJM Bank is dedicated to maintaining accurate customer records and shall strive to correct any incorrect information in a timely manner. You may notify us through our toll free telephone number or by mail to correct any information
6. This Privacy Policy will apply to both current and former customers of NJM Bank
7. NJM Bank will provide convenient disclosure of this Privacy Policy to all its customers

The goal of this Privacy Policy is to promote and maintain a commitment to privacy by NJM Bank in its use of customer information. NJM Bank reserves the right to update and modify this Privacy Policy at any time and will advise you of significant changes. NJM Bank will continue to monitor itself for compliance of its procedures to protect customer privacy. For more information regarding the NJM Bank Privacy Policy contact us at the phone number or the NJM Bank website provided below.