Rates
Certificates of Deposit
Take advantage of great rates and watch your money grow.
NJM Bank offers Certificates of Deposit with maturities from three months to five years. Our CDs pay consistently high rates of interest and can be opened with a minimum deposit of just $500.
| Term | Interest Rate | APY* |
|---|---|---|
| 3 months | 2.470% | 2.50% |
| 6 months | 2.960% | 3.00% |
| 7 months | Please Call | NJM Bank |
| 9 months | 3.000% | 3.05% |
| 10 months | 3.440% | 3.50% |
| 12 months | 3.590% | 3.65% |
| 15 months | 3.200% | 3.25% |
| 18 months | 3.680% | 3.75% |
| 20 months | 3.730% | 3.80% |
| 24 months | 3.440% | 3.50% |
| 30 months | 3.490% | 3.55% |
| 36 months | 3.680% | 3.75% |
| 48 months | 3.780% | 3.85% |
| 60 months | 4.160% | 4.25% |
* Advertised APY (Annual Percentage Yield) is effective as of September 5, 2008 and is subject to change at any time. APY for Certificates of Deposit are fixed rates and reflect daily compounding of interest. There may be a substantial penalty for early withdrawal from a Certificate of Deposit account.
Businesses are eligible to open Certificates of Deposits. NJM Bank reserves the right to limit the amount and applicant at its sole discretion. CD's are not available for "Broker" and similar-type deposits. To open a Business CD Apply Now
