| Tier | Interest Rate | APY* |
|---|---|---|
| $500 + | 0.099% | 0.10% |
| $5,000 + | 0.199% | 0.20% |
| $10,000 + | 0.299% | 0.30% |
| $25,000 + | 0.399% | 0.40% |
* APY (Annual Percentage Yield) is effective as of February 3, 2012. APY for this account is a variable rate and is subject to change at any time. APY reflects daily compounding of interest.
1 Advantage Checking requires a minimum opening deposit of $500 and a minimum daily balance of $500 to earn interest on all balances. If the average balance during the monthly statement cycle period falls below $500, a $5 maintenance fee will be assessed. As a result, fees may reduce earnings on this account.
| Tier | Interest Rate | APY* |
|---|---|---|
| $100 + | 0.349% | 0.35% |
* APY (Annual Percentage Yield) is effective as of February 3, 2012. APY for this account is a variable rate and is subject to change at any time. APY reflects daily compounding of interest.
2 Advantage 55 Checking requires a minimum opening deposit of $100 and a minimum daily balance of $100 to earn interest on all balances.
| Interest Rate | APY* | |
|---|---|---|
| All Balances | 0.598% | 0.60% |
* APY (Annual Percentage Yield) is effective as of February 3, 2012. APY for this account is a variable rate and is subject to change at any time. APY reflects daily compounding of interest.
3 Stewardship Checking requires a minimum opening deposit of $100 and interest is earned on all balances in the account.
Stewardship Checking is a relationship banking product in which customers receive special benefits if they maintain a minimum combined daily balance of at least $20,000. This includes the Stewardship Checking account and at least one other eligible linked checking, savings, CD, mortgage, home equity loan or credit line. A $20 maintenance fee will be deducted from the Stewardship Checking account if the total relationship balance falls below $20,000 during the monthly statement cycle period. As a result, fees may reduce earnings on this account.